The National Association of Realtors

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U.S. Mortgage Rates Hit Lowest Level in 3 Years | Housing Market Outlook

October 1, 2025

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Mortgage rates have risen significantly for the second week in a row, despite the Federal Reserve lowering interest rates for the first time in nearly a year.

The National Association of Realtors (NAR) has reported that U.S. mortgage rates have fallen to their lowest point in three…